The Credit Limit we issue varies from person to person and is based on their own individual circumstances.

Our current maximum credit limit is £2,000, however we may increase or decrease this limit in the future.

We calculate credit limits by evaluating an applicants income and expenditure, current use of credit, past use of credit as well as other factors made available to us by credit bureaus and Open Banking data.

We may adjust your credit limit at any time depending on how well you manage your account, e.g. if you regularly miss or are late with re-payments we may reduce your overall credit limit.

In order to treat everyone fairly, all applications are assessed against the same criteria, however we reserve the right to alter that criteria at any time.

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