To be eligible to apply for an AppToPay account you must:

  1. Be over 18 years old,
  2. Be a resident of the United Kingdom,
  3. Have a UK bank account with direct debit functionality,
  4. Have a good credit profile &
  5. Agree to our Terms and Conditions and Privacy Policy.

To use the AppToPay app you must:

  1. Have an AppToPay account & line of credit,
  2. Have a smartphone (iOS or Android) &
  3. Have access to the internet (e.g. wifi, 3G or 4G) at the point of purchase.
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